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Traditional and Hard Money Lending
We offer the
best of ALL worlds. As a Nationwide Banker and Lender, we offer numerous
loan programs within our portfolio. In the capacity of a Correspondent
Lender and Broker, we offer countless loan programs through an unlimited
number of institutional lenders, bankers and investment companies across the
country. As a Syndicated Investment Group, we offer private equity and
participation based financing for interim and hard money
needs,
including;
investment capital, bail-outs, investment acquisitions and renovation &
development.
Traditional Lending Loan Programs
(Fixed, Adjustable, Balloon and Interest Only)
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FNMA/FHLMC
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Alt-A
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HELOCs and 2nd Mortgages
Subprime Loan Programs (Fixed, Adjustable, Balloon and Interest Only)
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A-D
Credit Lending
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Bankruptcy and Foreclosure Bailouts
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Stated
or No Income Lending
Private
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Renovation & Development Capital
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Non-Institutional Hard Money & Bail-outs
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Acquisition Assistance
- Joint Venture
While the
majority of our business consists of investment property lending, we do make
these programs available for the personal needs of our Real Estate Investor
Relationship Based Clients at discounted pricing. In addition, these
programs can prove instrumental to our Real Estate Investor Clients, when
their Lease Option Tenants and Buyers of their properties are in need of
dependable and flexible financing options.
Traditional &
Sub Prime
Residential Lending
Strategic Lending:
We do not just take your application, enter your data in to our system and
generate an automated answer. Today's risk analysis process sometimes
requires a personal touch, creativity and in some cases, timing. We study
each borrower's profile and make certain the loan will become approved
before we submit the application to the underwriting department. Our staff
will identify potential problem areas, introduce proper counter measures,
and assist our clients in becoming an acceptable risk to our underwriters.
An untrained
Loan Officer or Mortgage Broker will submit
a
loan application to several banks or underwriters and hope for an approval.
We will
submit your loan to our "In-House" underwriting department expecting an
approval.
This saves our clients time, embarrassment and in many cases, money.
For the home
buyer, it is critical
that your
approval is backed up with a bonafide commitment
before making
an offer to buy Real Estate. With a commitment,
you are,
in essence, a cash buyer.
A cash buyer will usually have a higher level of success when negotiating a
reasonable purchase price.
Sound
Financial Planning:
Individuals consult investment and financial professionals when considering
investment and insurance products. How many Mortgage Loan Officers and
Mortgage Brokers know the basic financial term, "Forgone interest" and how
it relates to the mortgage structure they are offering? Very, very few.
Consult a
knowledgeable professional when making one of the largest investments of
your life? Obtaining a mortgage, which you will be making payments on for
5, 10, 20+ years will have a major impact on your financial goals. Our
staff of professionals are trained to study your assets, obligations, and
long term saving goals, and make the mortgage recommendation that will keep
you in check with your overall financial objectives.
Competitive Edge: Our firm offers the best of all worlds.
As
a Banker and Lender, we offer numerous loan programs within our portfolio.
In the capacity of a Correspondent and Broker, we offer hundreds of loan
programs through an unlimited number of institutional lenders, banks and
private investment companies across the country.
Our mission is to make certain you qualify, provide a sound mortgage
solution, and shop within our portfolio and the broad market for the most
competitive rates and terms available. We do not earn a paycheck unless we
make your loan and we do not grow as a company, unless you are happy with
the program and recommendations we have made.
Please
email us for information regarding
our Traditional,
Sub prime and Private Financing Options
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